Building the future of community finance

The money you share, on one clear record.

Start a Circle with people you trust. Agree the rules together, then see who has paid in, what is owed and what is scheduled.

Early access — join the waitlist to be first in line.

Have an invite code? Join a circle. Developers? Dev Hub.

Encrypted in transit and at rest

Identity verification

Risk platform in development

Circle Balance

Example

$2,000

Members

Interest

APR — set by your circle

Reserve

$200

Why Trebanx?

Everything you need to run a Circle, on one record every member can see.

Invite & Grow

Invite friends and family to join your circle with a shareable code.

Contribution Reminders

With scheduled payouts, you get a reminder in the two days before a contribution is due, if you haven't paid it yet.

Fast Transfers

Low-cost transfers to Haiti. In development.

Safety Reserve

If a Circle lends from its pool, members can choose to hold back part of each contribution as a reserve.

Trust Score

Members will build a trust score through consistent participation. In development.

How We Protect You

Your money and identity are protected at every step.

Encryption in transit and at rest

Data is encrypted in transit with TLS and encrypted at rest with AES-256.

Payments through Stripe

When payments go live they are processed by Stripe. We never see or store your card details.

Identity Verification

Members complete identity checks before moving money. During early access, contributions are recorded in your circle's ledger rather than charged.

Fraud Monitoring

Automated monitoring and alerting are in development.

Read our Risk Disclosures →

In development

What we're building to keep Circles safe (in development)

These are the risk tools we are building for Trebanx, and what each one is designed to do.

Fraud Detection

Designed to flag unusual patterns — transaction velocity, device and location signals — for review before they reach your circle.

Reliability Record

Members build a reliability record through consistent participation. Behavioural scoring is in development.

Risk Assessment

Designed to help circles set safe borrowing limits based on the pool's size and a member's own history.

Compliance Engine

AML and identity screening, built to support our obligations as a FinCEN-registered money services business.

These risk tools are Trebanx's own and are still in development.

Create or Join a Circle

Start a new Circle or join an existing one with an invite code.

Contribute Monthly

Each member contributes a fixed amount every month.

Receive your payout

Transparent Fees

No hidden charges.

Loss Protection

Circles can set aside a portion of contributions as a reserve. Reserve and lending features are in development.

Platform Fee

Trebanx charges a small percentage to maintain the platform and cover costs.

Frequently Asked Questions

Is Trebanx live?

Trebanx is currently in early access. We are onboarding users and circles gradually to ensure quality and safety.

Where is Trebanx available?

We are starting with the Haitian diaspora in the United States. If you're interested in other regions, contact us and we'll let you know when we expand.

How do I join a circle?

You can create your own circle and invite members, or join an existing circle using an invite code shared by a member.

Is my money safe?

Trebanx does not currently hold or move member funds. Contributions are recorded in your circle's ledger, and money moves between members directly. Every member completes identity checks, and circles can set aside a reserve.

What are the risks?

Like any financial product, Circles carry risk. Members may default on loans. Read our full risk disclosures.

Report Suspicious Activity

If you suspect fraud, scams, or unauthorized activity, report it immediately to fraud@trebanx.com. For general support, contact support@trebanx.com.

Report Fraud